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This year we’re gonna finally do it: We’re going to save our money, pay down debt and get that big purchase we’ve been putting off.
2019 is going to be our year.
But wait. Where are we going to find the money to do all of these things? What if we haven’t found the cash to make our financial resolutions happen?
If a new job or raise isn’t on the horizon, there are still ways to make extra cash without a lot of time or effort. Whether you’re selling stuff or getting your side hustle on, you can earn extra income that will help you stick to financial resolutions.
Here are some of our favorite options that anyone can cash in on:
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Yes, you can make money by spending money.
Cash-back portals like the following offer money back when you shop online and sometimes in stores:
To learn more about them, check out “3 Websites That Pay You for Shopping.”
I’ve used Ebates for years, and if you don’t use this or a similar cash-back portal, you’re throwing away money.
2. Use your phone
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You paid a lot for your smartphone, so why not let it earn its keep? There are a ton of ways your phone can earn you money.
Just to name a few:
- The app HealthyWage will pay you for reaching your own weight-loss goals.
- helps you find tasks to do for people for quick cash.
- Ibotta lets you earn cash back on in-store and online purchases.
3. Watch, play or take a survey
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If you’ve got time to sit around and watch TV, you’ve got time for Swagbucks. This rewards program lets you earn gift cards or cash just by doing online activities you probably already do anyway, including:
- Searching the web
- Shopping online
- Watching videos
- Playing games
- Answering surveys
For more details, check out “6 Ways to Score Free Gift Cards and Cash in 1 Place.”
4. Work from home
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Whether you’re looking to switch careers completely or you have a little time outside your full-time job, there are some legitimate work-from-home opportunities. You can find them through a specialized jobs website like FlexJobs.com, which vets and posts openings for remote jobs as well as part-time and freelance jobs.
I’m pretty thankful I get to work from home as a freelance journalist — maybe that’s in your future, too. Fiverr is one option for offering freelance services.
5. Use your skills
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Can you fix computers, TVs and tablets? Are you proficient in Microsoft Office? Can you teach someone how to play a piano or guitar?
Earn extra cash by doing something you already know how to do. There are always people looking for someone to fix something or teach them something. Test the waters by creating an ad on or in a community newsletter.