Ask Stacy: Can My Kid Get Student Loans Without Me Co-Signing?

We all want to help our kids, but it would be nice to do it without putting our good credit on the line.

Welcome to “Ask Stacy,” a new video feature on Most weekdays, I’ll answer a money question sent in by a reader or viewer. (Learn how to send in a question of your own below.)

This week’s question is about student loans; namely, whether parents can avoid responsibility for their young student’s debts by not co-signing loans. Here’s what I think.

If you’ve got a problem paying student loans, check out this story: “Ask Stacy: What Can I Do About My Student Loan Debt?” You can also search the term “student loan” in the search bar above, and you’ll find tons more information.

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The questions I’m likeliest to answer are those that will interest other readers. In other words, don’t ask for super-specific advice that applies only to you. And if I don’t get to your question, promise not to hate me. I do my best, but I get a lot more questions than I have time to answer.

About me

I founded in 1991. I’m a CPA, and have also earned licenses in stocks, commodities, options principal, mutual funds, life insurance, securities supervisor and real estate.

Got any words of wisdom you can offer on this week’s question? Share your knowledge and experiences on our. And if you find the information useful, please share it!

Got more money questions? Browse lots more Ask Stacy answers here.

Stacy Johnson
Stacy Johnson
I'm the founder of and have spent the last 40+ years in the personal finance trenches. I'm a CPA, author of a few books and multiple Emmy recipient. I'm ... More


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