10 Silly and Ineffective Ways to Save Money

Everyone wants to save money, but not everyone succeeds. That's because many people choose methods of saving that simply don't work.

1. Making minimum payments on credit card bills

Woman with small coin pursePhovoir / Shutterstock.com

It may seem like you’re saving money when you make a minimum credit card payment, but you have to consider the interest due on the unpaid balance. Paying off debts takes much longer when you’re paying the minimum while the interest charge is added to the balance each month. It’s better to pay your bills in full and on time.


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