1. Make student loan payments
wutzkohphoto / Shutterstock.com
Classes may be over, but a student loan payment is not something you want to skip. Make room for them in your monthly budget, and paying them on time each month will help you build a good credit record.
“Make sure to pay the minimum payment on any student loans, or if you cannot afford to pay them, pursue other options,” says Anthony LaBrake, a certified financial planner and associate adviser at Adam Financial Associates. “There are several options available to people who cannot afford their loans, especially people who work in careers like teaching.”
Reach out to your lender about payment options that will lower your current monthly payment.