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Ask Stacy: Should I Buy an Annuity?

Stacy Johnson on April 4, 2018

Some investors love them, some hate them, but you should understand annuities. Here’s a simple explanation.

Ask Stacy: Which Stocks Should I Buy?

Stacy Johnson on April 2, 2018

Wondering which stock would be the best investment? The answer is all around you.

Ask Stacy: How Long Do I Keep My Tax Returns?

Stacy Johnson on March 30, 2018

Keeping your tax returns and all the paperwork supporting them isn’t as much of a pain as it used to be. Here’s why.

Ask Stacy: Should I Cancel My Credit Card?

Stacy Johnson on March 28, 2018

If you’re not using a credit card, should you formally cancel it, or just throw it in a drawer and forget about it? The answer may surprise you.

Ask Stacy: Should I Buy Rental Car Insurance?

Stacy Johnson on March 26, 2018

Rental car insurance — also known as “collision damage waiver” and “loss damage waiver” — can often cost as much the car rental. Is it an outrageous upsell or necessary protection?

Ask Stacy: What’s Considered ‘Excellent’ Credit?

Stacy Johnson on March 23, 2018

You know those with excellent credit get the best deals on mortgages, credit cards and car loans. But what does “excellent” mean?

Ask Stacy: What’s the Fastest Way to Pay a Mortgage?

Stacy Johnson on March 21, 2018

This reader wants to know if she’s too old to take on a mortgage — and if she does, the fastest way to pay it off.

Ask Stacy: Should I Buy Long-Term Care Insurance?

Stacy Johnson on March 19, 2018

The cost of nursing home care can easily exceed $100,000 annually. While that’s out of the reach of many, so is long-term care insurance.

Ask Stacy: What’s the Best Investment for Kids?

Stacy Johnson on March 16, 2018

When it comes to saving, starting young is the best way to finish rich. Here are the best investments and accounts for kids.

Ask Stacy: Should I Invest My Health Savings Account in Stocks?

Stacy Johnson on March 14, 2018

HSAs are a great way to save on income taxes while putting aside money to meet medical expenses. But should you put that money at risk by investing it in stocks?

Ask Stacy: Should I Invest in Marijuana Companies?

Stacy Johnson on March 12, 2018

Talk about your smokin’ investments. You can now own a part of companies growing, distributing and selling marijuana. Good idea, or just for dopes?

Ask Stacy: Can I Work While Getting Social Security?

Stacy Johnson on March 9, 2018

There’s nothing wrong with earning a little extra income to supplement those Social Security payments. Or is there?

Ask Stacy: Should I Buy a Used or New Home?

Stacy Johnson on March 7, 2018

A new home usually has relatively few maintenance issues, but it can be costly. A used home might have better landscaping and location. Here’s how to decide which is best is for you.

Ask Stacy: Should I Get a Reverse Mortgage?

Stacy Johnson on March 5, 2018

For some, reverse mortgages are a perfect way to get extra retirement income. But they’re not for everyone.

Ask Stacy: How Can I Find a Better Cellphone Plan?

Stacy Johnson on March 5, 2018

Confused on how to find the right cellphone plan? Following these three simple steps makes it a breeze.

Ask Stacy: How Can I Cut the Cost of Cable?

Stacy Johnson on March 2, 2018

Millions of people find their entertainment elsewhere these days. Should you join them?

Ask Stacy: How Can I Sell Used Electronics?

Stacy Johnson on February 28, 2018

Everybody has them: electronic devices that are too old to use and too valuable to trash. Here’s how to convert them into money.

Ask Stacy: My Online Purchase Was a Rip-Off — Now What?

Stacy Johnson on February 23, 2018

You order something online and it either doesn’t measure up, or you don’t get it at all. Here’s how to prevent it and what to do when it happens.

Ask Stacy: Interest Rates are Low — What’s a Saver to Do?

Stacy Johnson on February 21, 2018

Interest rates have recently started rising, but they’re still low. Here are some ideas to radically increase your returns without increasing your risk.